Simplifying Healthcare Payments with Opus Health
April 15, 2025
Simplifying Healthcare Payments with Opus Health
Paying for dental care should be simple, transparent, and efficient. Opus Health is building a smarter way to manage healthcare payments—especially for patients using Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). Their technology eliminates the stress of manual claims, paperwork, and rejected reimbursements—making it easier for patients to get the care they need.
What is Opus Health?
Opus Health is a next-generation payment automation platform designed to streamline the process of paying for dental and medical services. With hundreds of healthcare providers on the waitlist, their mission is clear: make healthcare payments intuitive, fast, and accurate through smart automation and transparent technology.
How HSAs and FSAs Help Patients Pay for Dental Care
Health Savings Accounts (HSAs)
- Eligible Expenses: Preventive care, crowns, fillings, root canals, and orthodontics. Cosmetic procedures like whitening are excluded.
- Tax Benefits: Contributions are tax-deductible, and funds grow tax-free when used for qualified expenses.
- Rollover-Friendly: Unused funds roll over year-to-year, unlike FSAs.
- 2025 Contribution Limits: $4,300 for individuals, $8,550 for families. $1,000 catch-up for age 55+.
Flexible Spending Accounts (FSAs)
- Eligible Expenses: Preventive and restorative dental care like cleanings, crowns, dentures, and oral surgery.
- Tax Savings: Pre-tax contributions lower taxable income. Max contribution for 2025: $3,300.
- Use-It-Or-Lose-It: Funds often expire at year’s end, unless a grace period or carryover (up to $660) is allowed.
How Opus Health Automates the Process
✓ Real-Time Validation & Compliance
Opus Health’s platform verifies patient eligibility instantly, reducing errors and ensuring compliance with IRS guidelines for HSA/FSA spending. This prevents denied claims and eliminates the guesswork.
✓ Faster Payment Processing
Opus Health integrates directly with your dental office’s practice management system. Payments using HSA/FSA cards are auto-adjudicated, meaning no more waiting or paper-based reimbursements.
✓ Enhanced Patient Experience
Patients enjoy faster checkouts, fewer phone calls, and a stress-free payment experience. Automation empowers patients to say “yes” to treatment with flexible options and less friction.
✓ Lower Costs for Practices
Say goodbye to wasted hours on claims processing. With fewer billing errors and faster reimbursements, dental offices save on labor and improve cash flow.
✓ Built-in Security & Compliance
Opus Health is built to meet HIPAA and PCI standards. It reduces fraud risk while offering analytics that help your practice track and optimize insurance and HSA/FSA usage.
Conclusion
HSAs and FSAs offer incredible tax and spending advantages for dental patients—but only if used correctly. Opus Health simplifies the entire process for both patients and practices. From instant eligibility checks to real-time transactions, we make paying for care feel effortless.